This calculator has been provided to you by Telstra Super Pty Ltd and MLC Life Insurance. The estimate produced by this calculator is based on the details you enter and the assumptions set out below and is only a general estimate of what the insurance cover will cost at the present time.

Assumptions used in estimating your premium:

• The premium amounts provided by this calculator are estimates only. For personalised details of your insurance premiums, log into SuperOnline.
• If you're unsure about your employment status, please check with your employer. 
• The premiums estimated by this calculator don't take into account any other insurance cover you may hold.
• Your age next birthday as at last 1 July is used when calculating insurance premiums.
• If you're in a defined benefit arrangement, to estimate your annual cost for voluntary death cover (of any amount) and TPD cover (up to $5 million) you'll need to know your default insurance cover (which is currently paid for by your employer). To obtain this information, log in to SuperOnline or call Member Services on 1300 033 166.
• If you're a Foxtel employee who transferred from Austar on 1 July 2015, with an age next birthday of 53 to 60, please log in to SuperOnline to obtain your current cover and premiums or call us on 1300 033 166.

Any insurance cover you request may be subject to assessment and approval by Telstra Super Pty Ltd and the insurer, MLC Life Insurance. 

As such, eligibility for insurance cover and the premiums may change depending on what you tell us when you apply for insurance cover and the time when you apply. 

The premiums estimated by this calculator are inclusive of GST, inclusive of stamp duty for Death and Death and TPD, and exclusive of stamp duty for Income Protection.
Before making any decision based on this calculation, you should assess your own circumstances and needs and consult a  financial adviser. Any personal information collected by this calculator will be treated in accordance with Telstra Super Pty Ltd’s and MLC Life Insurance’s Privacy Policy and Privacy Collection Statements.